Nation's Leading Cannabis Insurance MGA

Protect your client’s cannabis business with tailored insurance solutions

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About Us

Cannabis Insurance is all we do.

At CARMA365©, cannabis insurance isn’t just our business; it’s our passion. We’ve seen firsthand the challenges cannabis businesses face in securing dependable, affordable insurance coverage in an industry often stigmatized and hampered by legal complexities.


Our mission is to provide tailored and comprehensive insurance solutions specifically designed for the cannabis industry, ensuring the success and protection of cannabis businesses.

36+

States Served


Trusted by Cannabis Businesses throughout the US

Carma Insurance has earned the trust of cannabis businesses and agents across the country through our reliable and specialized insurance services.

Comprehensive Coverage Options

We offer a wide range of insurance solutions tailored to the unique needs of the cannabis industry, ensuring businesses are protected at every stage.

Dedicated Customer Support

Our team provides exceptional customer support, available to assist you 24/7 with any questions or concerns regarding your coverage.

We’re always here to help you

About Company

We’re here to help you with exploring protection

At Carma Cannabis Insurance, we specialize in providing comprehensive and tailored insurance solutions for the cannabis industry. Our team understands the unique challenges and opportunities cannabis businesses face, and we're ensuring your clients peace of mind every step of the way. From cultivation to retail, we offer policies that cover a wide range of risks, ensuring your peace of mind.

Worldwide Coverage

Our insurance solutions are designed to protect cannabis businesses no matter where they operate. With extensive coverage options and a deep understanding of global cannabis regulations, we help your clients stay compliant and protected worldwide.

Excellent Protection

We pride ourselves on delivering exceptional protection tailored to the specific needs of cannabis businesses. Our expert team works closely with you to craft policies that provide the most comprehensive coverage, ensuring your clients business is shielded from potential risks and liabilities.

Manage your cannabis business risk

Commercial Insurance Solutions to Protect Cannabis Businesses

Workers Comp Insurance

Cover medical expenses and lost wages for employees injured or ill due to their job. Ensure your workforce is secure and your client's business complies with regulations.

Commercial Property Insurance

Protect your cannabis property, equipment, and inventory against fire, theft, and natural disasters. Ensure business continuity with comprehensive coverage.

Cyber Liability Insurance

Protect against data breaches and cyber-attacks. Cover costs associated with data recovery, legal fees, and customer notifications.

Product Liability Insurance

Manage legal costs and damages from claims of injury or damage due to defective cannabis products. Essential coverage for consumer protection.

Commercial Auto Insurance

Protect your business vehicles against damages and liabilities. Ensure smooth transportation operations with comprehensive coverage.

Employers Liability Insurance

Cover legal defense and settlements for work-related injury claims. Essential protection against employee lawsuits.

Product Recall Expenses Insurance

Cover costs of recalling defective cannabis products, including customer notifications, shipping, and disposal.

Assault & Battery Insurance

Cover incidents of physical assault or battery on your premises. Manage medical expenses, legal fees, and related costs.

What is like working with Carma

How We Work

Get Appointed

Start your journey by becoming appointed with Carma Cannabis Insurance. Our streamlined process ensures agents can quickly begin partnering with us to offer tailored insurance solutions to their clients.

Onboarding and Training

Once appointed, you'll receive comprehensive onboarding and training. We equip you with the tools and knowledge needed to navigate our systems and effectively serve your clients in the cannabis industry.

Begin Quoting Business Using The Carma Platform

With your training complete, you can start quoting business using the Carma platform. Our technology makes it easy for agents to provide fast, accurate quotes and secure the right coverage for cannabis businesses.

Budding Protection. Cannabis coverage, simplified.

we protect these businesses

Cannabis Businesses We Serve

Dispensaries

Customized coverage for cannabis retail operations, protecting your inventory and operations.

Wholesalers

Comprehensive insurance for cannabis product wholesalers, covering equipment and production.

Cultivators

Specialized policies for growers, protecting your crops and facilities from various risks.

Laboratory Testing

Protection for cannabis testing labs, ensuring your operations meet industry standards.

Processors

Coverage for cannabis processors, including equipment and liability protection.

Head Shops

Insurance for retail stores selling cannabis accessories, covering inventory and business operations.

CARMA Members

Meet our expert team

MEET THE TEAM

Faq

Cannabis Insurance FAQs

  • What types of insurance does Carma offer for cannabis businesses?

    Carma Cannabis Insurance Agency provides a comprehensive range of insurance solutions tailored for the cannabis industry, including general liability, product liability, property insurance, crop insurance, and workers' compensation. Each policy is designed to address the unique risks faced by cannabis businesses.

  • Why is specialized cannabis insurance important?

    Specialized cannabis insurance is crucial because the cannabis industry operates under a unique set of regulations and risks. Standard business insurance policies often do not cover cannabis-related activities. Carma ensures that your business is protected with policies specifically designed to meet industry standards and legal requirements.

  • How can Carma help my cannabis business stay compliant?

    At Carma, we stay up-to-date with the ever-changing regulations in the cannabis industry. Our team of experts will help you understand and comply with all relevant laws, ensuring your insurance coverage aligns with current regulations. This reduces the risk of compliance-related issues that could affect your business.

  • What should I consider when choosing an insurance policy for my cannabis business?

    When choosing an insurance policy, consider the specific risks associated with your cannabis operations, such as crop loss, theft, product liability, and business interruption. Carma's experienced agents will work with you to identify your needs and recommend the best coverage options to protect your business comprehensively.

  • How do I get started with obtaining insurance for my cannabis business?

    Getting started is simple. Contact Carma Cannabis Insurance Agency through our website or by phone to speak with one of our knowledgeable agents. We will guide you through the process, assess your needs, and provide you with a customized insurance quote tailored to your cannabis business.

News & Blog

Cannabis Insurance News & Blog

Cannabis Business Loss from Wildfires in California—Insurance Coverage | Everything You Need to Know
13 Nov, 2024
Explore wildfire impacts on California cannabis businesses, covering insurance, loss mitigation, and preparedness to protect cultivation facilities and assets.
State-by-State Comparison of Cannabis Insurance Costs
13 Nov, 2024
Explore the factors affecting cannabis insurance costs across the U.S., including coverage types, state laws, and market trends. Learn how to reduce premiums.
Top Cannabis Insurance Risks in 2024 and How to Mitigate Them
13 Nov, 2024
Explore the cannabis insurance landscape in 2024, understanding key risks and effective strategies to manage regulatory, crop, product, and operational risks.
How to Maintain Compliance in Multi-State Cannabis Operations
13 Nov, 2024
Explore cannabis regulations and compliance strategies to navigate federal, state, and local laws. Ensure sustainability in multi-state operations.
Decoding Cannabis Insurance Policies: 3 Key Coverage Areas You Need to Understand
14 Oct, 2024
Protect your cannabis business with essential insurance coverage, including general liability, product liability, and crop protection to navigate industry risks
How to Find Insurance Coverage for Cannabis Extraction Equipment and Machinery
14 Oct, 2024
Secure your cannabis extraction business with essential insurance for equipment and machinery, protecting your investment from risks and regulatory challenges.
What Happens If Your Cannabis Products Are Found Defective? A Guide to Product Recall Insurance
14 Oct, 2024
Protect your cannabis business with product recall insurance, covering costs of product removal, customer notifications, and potential financial losses.
The Complete Guide to Crop Insurance for Cannabis Growers: Protecting Against Fire and Flood
14 Oct, 2024
Protect your cannabis crop with tailored insurance coverage, guarding against risks like fire, flood, theft, and crop disease for both indoor and outdoor grows.
What should I do if I need to file a for my dispensary claim?
11 Sept, 2024
Learn how to file a dispensary claim in Connecticut with our step-by-step guide. Understand the process, avoid common pitfalls, and secure your business.
Does cannabis insurance cover damages from cyberattacks or data breaches?
11 Sept, 2024
Explore if cannabis insurance covers cyberattacks and data breaches. Learn about cyber insurance options to protect your business from digital threats.
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